The transaction is subject to customary closing conditions and applicable regulatory approvals, including approval from the Competition Commission of India (CCI).
Navi Limited today announced an investment of US$100m from Prosus. The proposed investment aligns with Prosus's long-standing thesis in backing leading technology platforms in India and its confidence in Navi's business, execution capabilities and a long-term ambition to build one of India’s leading technology-driven financial services institutions. This is Navi’s first institutional capital raise and an important milestone in its journey to build one of India's leading technology-driven financial services institutions.
Ashutosh Sharma, Head of Prosus India Investments and M&A, shared, “We are excited about our partnership with Navi, a business that is demonstrating all the qualities we look for while investing - a large base of loyal users, a platform play with multiple lines of businesses, a technology-first approach to problem-solving and a relentless focus on delivering a superior consumer experience. We believe the team has executed extremely well in the last 12 months despite a tough macro environment, which makes the company well-positioned to capture significant opportunities in the sector in the times to come. In Sachin, we see a founder who shares our philosophy of patient company-building, building better products, and creating meaningful long-term value at scale. We look forward to supporting Sachin and Navi’s long-term growth following completion of the transaction, subject to the required regulatory approvals.”
“Prosus is one of the world's most respected investors, with an exceptional track record of backing category-defining technology companies over the long term,” said Mr. Sachin Bansal, Founder & Executive Chairman, Navi Group. “My association with Naspers and the Prosus Group dates back more than a decade, making this partnership particularly meaningful. Their investment is a strong endorsement of the institution we're building at Navi. Beyond the capital, we value Prosus's global perspective, long-term orientation and experience in scaling technology businesses, and look forward to partnering with them as we continue our growth journey.”
Navi has demonstrated strong operating momentum across its businesses. During FY26, Navi UPI strengthened its position as one of India's fastest-growing payments platforms, retaining its rank as the country's fourth-largest UPI app. Navi Finserv continued to scale its lending franchise responsibly with AUM crossing ₹130 billion. Supported by improving economics and increasing operating leverage, the Group achieved consolidated profitability in Q4FY26, reflecting the strength of Navi’s model and its focus on building a durable, technology-led financial institution for the long term.
The closing of this financing round is subject to applicable regulatory approvals.
About Navi:
Navi Limited is a digital-first financial services company on a mission to make finance simple for every Indian. As one of India’s fastest-growing financial destinations, Navi offers an easy-to-access suite of financial services (directly and through partners) including loans, insurance, mutual funds, and UPI payments.
With hundreds of millions of users across the country, Navi combines in-house technology with deep consumer insight to create financial solutions that are intuitive, accessible, and reliable. Navi serves customers across their financial journeys with a single, integrated experience.
Headquartered in Bengaluru, Navi is committed to building a modern financial destination that is built on transparency, speed, and trust.
For more information, visit: https://navi.com
About Prosus
Prosus is the power behind the world’s leading lifestyle ecommerce brands, across Europe, India, and Latin America, unlocking an AI-first world for our 2 billion customers.
The Prosus technology ecosystem spans food delivery, payments, classifieds, travel, events, and mobility. Our integrated approach enhances user engagement and creates the foundation for unprecedented AI capabilities through proprietary data and cross-service intelligence.
Through Prosus Ventures, we invest in companies which inspire and support the Prosus ecosystem. We search for new opportunities at the leading edge of AI and ecommerce, the digital AI workforce and in frontier technologies, such as robotics, drones and synbio.
The team actively backs exceptional entrepreneurs who are using technology to improve people’s everyday lives.
To find out more, please visit www.prosus.com.
